Michigan Insurance Checkups | Is Your Coverage Outdated? If your insurance policy still looks like your life from three years ago, that could become a problem waiting to happen. Life changes quickly. You may finish a basement, add a teen driver, change your commute, start a side hustle, buy new valuables, rent out property, purchase recreational vehicles, or change your Michigan PIP selections. But your insurance policy does not automatically know your life changed. That is w

If you think “full coverage” means you’re covered for everything, that’s one of the most common misunderstandings in insurance—and it can get expensive fast. Full Coverage Insurance in Michigan: What It Really Means What “Full Coverage” Actually Means (Auto Insurance)“Full coverage” is not a real policy type. In Michigan, it usually refers to: Liability Comprehensive Collision That’s it. It does NOT automatically include: Rental reimbursement Roadside assistance Glass coverag

What to Know Before Lending Your Car

Hey everyone, Chelsea here with the Champagne Agency. Today, I want to talk about the most common Michigan auto insurance mistake that parents make, and the important thing to know is that it's almost never intentional. Uh, the mistake is not listing everyone in your household on the auto insurance policy. Most parents assume that if your kids aren't driving yet or you don't have a license, they don't matter when it comes to auto insurance. But in Michigan, that's not how t