For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.


TEAM
Serious
credentials.
Friendly
approach.

At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.



COMMUNITY
Spreading
bubbly
hope.

let's do it

together

Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.







I've been a client of Shannons for quite a few years now. She is always looking to get me a better rate for all my policies. She is an absolute pleasure to deal with! Thank you Shannon

Russell Loughley






Chris was so incredibly helpful finding me the best options for my circumstances! He couldn’t have made my experience easier, a pleasure to work with!!!

morgan scott






I will always use Champagne agency for all my insurance needs. I recommend talking to Chelsea. She is helpful and will get you the right deal.

Kayla Williamson






I definitely recommend the Champagne Insurance agency for any insurance needs you may have. I have worked with Chris for many years and he has been terrific to work with.

Tracy Wright






We have been using the Champagne Agency for the last several years and have had the best experience with Chris! He is always is so communicative, professional and makes sure we are getting the best deal on our home and auto insurance. I would highly recommend Chris if you want someone to help find you the best deal on your insurance needs!

Cassie Seger






Champagne Agency has been great! Larry Spears has saved me quite a bit of money and has provided fantastic service.

Steven Young






Deborah S was so helpful and so patient with helping me find insurance that was a perfect fit for me!

She Be Lexx






The champagne agency and Chris have been awesome! Have been with them for years. Wouldn’t trust anyone else!

charles callan






Great agency! Larry is patient and goes above and beyond to save you money.

J Styles






Great customer care from Larry. Best support and prices in town! Fully recommended.

Jose Laporta






Wonderful service..so glad I found them. Can always count on this agency to help me find the best deal for me and my family.

Sarah Kendrick






I’ve had a great experience with Champagne Agency for both my auto and home insurance. They regularly shop multiple companies to make sure I’m getting the best rate, and they always take the time to explain coverage clearly. Anytime I have a question, they’re quick to respond and very helpful. Highly recommend.

Jeremy McGaffey






Chris has been amazing with finding us the best home and auto insurance. I recommend him and everyone at the Champagne agency.

John Richardson






Ms. Shannon was great to work with and helped me find the best quote

e j






Had an excellent experience with Mt agent .Deborah Jean Steffey. Thank you for your time and for giving me the best rate I can have for our family.

Renee Woodbeck






Chris has been my agent for many years, has always provided superior customer service and always makes sure I get the best rates available.

Nick Collins






Shannon of the Champagne Agency is attentive patient and kind. She worked tirelessly to find us an even better deal than she previously did. I recommend her with confidence that she will shine .

Aaron Williams






Chelsea is the best! Great service and always available to help when needed.

Jeff Matt






Shout out to my agent Celeste, for working to get me the best rates, and always being a phone call or text away from all my insurance needs!

Wade Ferguson






Chris was more than helpful and understanding and was a pleasure to work with. Would definitely recommend him to anyone looking for insurance.

Lil Rowe






I like this office.chelsea was easy to work without any hassle.we joke in laugh.the girls are great . I think they're a great staff .very polite. and friendly. great people to help with everything. that's why I stay with this company because of the people that work at this office I can call Chelsea a call me back you know I always can depend on these guys if something new comes up Chelsea I'll call me and let me know just keep these girls here cuz I tell everybody to go to this office because of them. so I hope you stay there for years to come Chelsea

yvette martinez






My parents just renewed their insurance through Champagne Agency with Celeste and it was a great experience!

Paige Koziol






The champagne agency is the best they are always there when you need them and they go way over to help.

Mary Carrion






Celeste has been absolutely amazing since we discovered the Champagne Agency a little over a year ago! She has been super insightful and proactive with getting us the best insurance rates possible. She has gone above and beyond to address all concerns and questions we may have had during the 1st year as owners of our new home not to mention she helped save us tons of money on our auto policy. Thank you for your deligince and excellent customer service.

Victoria Singleton






I am a client of Larry’s and he has been amazing! He has always gotten me the best rates out there for my home and auto insurance. Thank you Larry for all you do!

Alanna Masters






Deborah is great to work with and is over the top trying to find you the best rates. Thank you

Lance Mullins






Champagne Agency has been incredible!
I am beyond grateful for my Agent Larry—his professionalism, guidance, and dedication made the entire experience flawless.
Larry went above and beyond to make sure everything was handled with care and attention to detail. I couldn’t have asked for a better agent. Thank you, Champagne Agency, and especially Larry, for outstanding service each amd EVERY time!

alyssa potter






Excellent experience for years with the Agency and Shannon!

Kevin Moss






Chelsea has been a great help with finding me the best insurance deal possible to fit my budget!

Eric Messamore






Lisa Jackett and Emily are so helpful and thorough at the Champagne agency.
I highly recommend them.

Katy Eckel






I have been with a champagne agency for I couldn’t even tell you how many years has been several several years and they are such a wonderful company. They are right there to take care of everything that I need where it comes to Claims, etc. my personal agent Larry is Always on top of things for me and if I call, he’s right there Johnny on the spot to take care of whatever I need at that moment I could not ask for a better Car Insurance company to deal with like I said I’ve been with them many years and I am very grateful to have them as my insurance company. Thank you for always being there for us.

Sharon Schmitt






Just renewed again with Champagne. Quick and painless! Always great service working with Larry!

Jenny Kemp






Deborah is the best!!! Always addresses concerns promptly and efficiently!!! Deborah is the very best and always strives to be so helpful and prompt!!

Susan Raitz






I was worried about an insurance issue this morning and Shah from champagne agency put my mind at rest, she made it a very pleasant experience, thank you so much!

Shirley Street






I was referred to Champagne Agency LLC (a great insurance agency here in Michigan) for homeowner's insurance by my outstanding real estate buyer agents, Tyrone and Kristel Powell of The Powell Advantage Team, and I am quite glad I was. I met Chris Widenhofer, who's become my insurance agent, and he provided me with the best policy at the best price after comparing numerous quotes. He is both professional and enjoyable to converse with, and he built a policy considerate of specific details regarding my property. Emily at Champagne Agency, whom I spoke with over the phone several times, is very kind and professional as well. I highly recommend all parties mentioned here in my review

John M. Lake






I worked with Larry Spears, and he did a GREAT job walking me through my insurance options. I requested the same coverage as what I currently had for homeowners, auto & PUP, and he gave me comparable or better coverage for less (quite a bit less) on the auto insurance. He was very responsive to questions, whether via text, email or phone and even created a little video to help my understanding. Larry is very personable and knowledgeable. He recommended I switch roadside assitance to AAA so I didnt have flat tire charges, jump starts etc claims against my auto policy.
I loved the ease of having someone else do the research for me. I highly recommend Larry and Champagne to others who are considering switching insurance companies.

Terri Zander






Shah was extremely helpful! Best prices :)

Audrey Farnsworth






Chris Widenhofer was incredibly helpful with changes in our insurance and after our garage fire. He has continued to be a huge asset to the changes in our life. He's not pushy and genuinely cares about our needs. Highly recommended!

Renee Bourgeois






The whole team especially Deborah are the best . Save me money and so kind.

Diana Postal






Chris is the best. He doesn't wait till the last minute to help save me money every year. Fast and efficent. Saved on houses and cars. Thank you very much. THEY ALSO DO EVERY INSURANCE POLICY. HEALTH INCLUDING MEDICARE, CAR, HOUSE, BOAT CHECK THEM OUT GREAT COMPANY.

Cathy Woycik






Shannon is the best agent we've ever had. She goes above and beyond for us always!

chantell slupka






DEB'S TEAM is the BEST, Shah does a great job

Steve Spurlock






Shannon is awesome to work with and got me the best rates. Will definitely be referring others her way!

Michael Vela






Chris is the best agent I have ever had. He always takes the time to answer my questions, responds quickly, and takes it upon himself to review our policies at renewal time to make sure we are getting the best price. Truly appreciate him and Champagne Agency

Ann Helms






I am comfortable and satisfied, with the Champagne agency. I love Team Deb, they take care of business.
Shah, was right on top of things and found me a discounted policy, saving me 74.00 a month. And that was without me asking, so why would I do business anywhere else.

Karen Ford
REVIEWS
Those who
tried us
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