For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.
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TEAM
Serious
credentials.
Friendly
approach.
At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.
Tamara Champagne
AGENCY OWNER
COMMUNITY
Spreading
bubbly
hope.
let's do it
together
Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.
Celeste and Karen have done an amazing job handling our auto policy and homeowners. They both have really gone above snd beyond to insure we are fully covered. You are appreciated!
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Michael Nawrocki
Larry was super helpful, found me the cheapest rate and made the renewal process easy.
Ryan Morgan
Very detailed when my policies are coming due (car and home). Always looking to try and save me money. Chris and rest of the staff great to work with.
Vince Piscitelli
Shannon has worked with me for several years and goes over and above to try to help me save money.
Shane Allen
My last insurance person was hard to reach. I know I can always reach out to Chelsea and the agency when I have questions or concerns.
Donna Lombus
Yes, this agency is by far the best we’ve ever dealt with over the years !! Incredible customer across the board and the best prices ON THE PLANET !
Ron Adkins
Larry always give as a excellent service. And respond quickly all phone calls . We have been using heir services for many years.
Jaime Lopez
Great staff that are always available to assist and answer questions. Chris has done a very good job for us.
Glenn Brown
The Champagne Agency is Amazing!! I worked with Deb Steffey and Deb saved me over $1,500 dollars in my car insurance policy alone and with those savings is what I'm paying my Home Owners insurance policy and I'm still saving $500!!! THANK YOU I definitely recommended her to my neighbors and a few fellow realtors! I should have reached out to you back in November 2025 when my neighbors and clients Billy and Angie kelley recommended you!
Michelle T
Chris Widenhofer was absolutely amazing, his customer service was above and beyond and he really takes good care of his clients. Thank you Chapagne Agency
Yolanda Smith
Awesome Agent Award goes to Chris Windenhofer 🤩 Amazing listener to introduce you to the right products and services that will assist you and your family. Insurance with Michigan is an uneasy experience but Chris made it affordable!
Timothy Black
The Champagne Agency is great. I worked with Shannon for my auto insurance and she was professional, thorough, and responded to my questions in a timely manner. Shannon explained my coverage options clearly and helped me find a policy that fit my needs and budget. I highly recommend her!
Nichole Brown
Shannon from from Champaign Agency has been my contact there for years. Every task for me has been accomplished with professionalism and timeliness. It is the reason why the agency maintains my insurance business. Shannon is simply the BEST!!
Marty Bartnick
Always very efficient, and nice to talk to, always acts in my best interest.
Phil Mac Tailspin
Champagne Agency shopped around and found me a huge savings in home and auto insurance. They are very good with communication and follow up. I recommend you give Chris a call!
A Pew
Being seniors, I’d rather talk to people on the phone and have them help me. And sure enough they were willing to walk us through everything! Thanks again
Terry Leone
I recently switched to Champagne Agency and Chris is my new agent and I couldn't be happier. He is knowledgeable, responsive, and truly takes the time to explain coverage options in a way that make sense. Chris made the entire process smooth and stress free. It is clear Chris genuinely cares about his clients and finding the best coverage tailored to them. He answered all my questions and helped me feel confident in my coverage. I highly recommend Champagne Insurance agency and ask for Chris!
Gjyste Ivanaj
Shannon is extremely helpful in every aspect of the process. Happy to hop on a call and discuss whatever details as long as you need. An amazing resource for us as a family and having someone on your side that has your best interests in mind is amazing.
Andrew Rinke
I be been with the Champaign Agency for years. I've worked a long time with Deb and now Chelsea as well as others. They always try to keep me notified of changes and discounts. Their professionalism and caring keeps me staying. Thanks everyone for the good work. Sincerely, Rick Morgan.
Rick Morgan
Recommended by a co-worker and so glad I called. Celeste is awesome!
Tracey
Emily was very helpful and friendly and answered all my questions
Amy Rande
Good trusting assurance at these guys for a long time they’re really good really patience and really hear you out.
thomas schilling
Chris has always been there to answer any questions. Always gets back to ya fast! Professional and real! 10/10
Branden Gelineau
Celeste was wonderful to work with on my home insurance!
Matt Pomranky
Chris has been an exceptional agent. He goes out of his way to accommodate me. I will never have another insurance agent
Lori Curtis
Chris said Champagne agency has done an amazing job giving me the best deals for me and my family looking for insurance. Champagne is the place for you.
Amy jezylo
Thank you Chris for your hard work with getting my policy.
Ashley P
I can’t say enough great things about Champagne Agency (huge shoutout to Chelsea Ray & Tamara). From start to finish, they and their team have been professional, responsive, and genuinely caring! Any time my husband and I have had a question or needed assistance, they’ve handled it quickly and thoroughly - while explaining EVERYTHING and having a genuine relationship. It’s such a relief knowing I’m working with people I can truly trust. 10/10 recommend them and the entire staff! Thank you again, ladies!
Arianna Hargreaves
Love the Champagne agency. Larry has been my agent for a long time, he is always available when I need him. Thanks for being awesome!
Chris Douglas
Champagne agency, Larry Spears has gone far and beyond helping me recieve the best rates. Larry is very pleasant to work with. Im so glad to have him as my agent.
Thank you
Ron Linville
Ronald Linville
Chris Widenhofer was great to work with. He was very quick to get me quotes and help me get the best prices possible which saved me a lot of money.
Holly Cavazos
We are moving our insurance business to the Champagne Insurance Agency because Chris Widenhofer answered all my questions about our home and auto coverage needs with friendly and professional advice. Thank you, Pat Poirier
pat poirier
Celeste makes my life easier time and time again! She has saved us SO MUCH money! Thank you!!!!!
Katie Earnhardt
Chris was very professional and a pleasure to work with. I would highly recommend Chris and the Champagne Agency for your insurance needs.
Patti Holcomb
Deborah Steffey made the process so easy and stress free! Make sure to ask for her for all your coverage needs. She is absolutely awesome! Thank you again!
Reiss Varady
Celeste is very helpful and always 'shops' my policies to the different insurance vendors to find the lowest premiums. Saved me a considerable amount on both my auto and homeowner's insurance. Highly recommend.
John Cross
Recommend this agency good prices chris, that works there helps you out very well
Elizabeth Ramberg
Chelsea was great to work with
Tammy Rye
Deborah and Taylor are AMAZING!! I am a young adult and she made my quote cheaper than what I was paying. At my age, the savings makes a huge difference. She is easy to communicate with and she makes sure to gets the best rate for you.
edit: it’s been a couple years with them. THEY ARE STILL AMAZING! I recommend the entire agency. I’ve had different people work with my policy and they’ve all been great(:
Nyah M (BUNNYnotFUNNY)
Deb and shah were both great as always to deal with best ins company around the communication is great and my tays went down for a change which is great. Highly recommend champagne agency
Tammy Woods
Chris always goes to bat for his clients. I needed to compare the costs for my two cats and he got the info back quickly and explained the differences between full coverage, partial coverage and storage. Great company!
Diane Carew
I had a great experience with Champaign Agency! Their team responds quickly and makes the entire process simple and stress-free. They took the time to find me excellent rates for both my car and home insurance, saving me money while making sure I had the coverage I needed. If you’re looking for an agency that is responsive, professional, and truly looks out for your best interests, I highly recommend Champaign Agency.
Maizie Perez
Chris Was so amazing to work with! He was so patient and explained everything with great detail. He was able to find us great policies to accommodate our needs as a busy family of 5, not to mention saving us a ton of money each month as well! I would highly recommend this agency for anyone who is looking for insurance!! THANKS SO MUCH CHRIS!!!!
Traci Sucharski
Deborah is the best at Champagne agency we recently had to add a teenage driver onto our policy and Deborah went above and beyond to get us the best rate highly recommend Champagne agency and Deborah!
Nichole Regnier
REVIEWS
Those who
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