For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.


TEAM
Serious
credentials.
Friendly
approach.

At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.



COMMUNITY
Spreading
bubbly
hope.

let's do it

together

Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.







Deborah was an amazing help. Helped me keep my lower rate and helped me plan out my next potential policy

Reed Czinski






This review is a little late, as I haven't been well.
I've been dealing with Larry Spears a long time.(many years).
He's always taken good care of our us & poilcies!!!!
No complaints.

cynthia sequine






Celeste is the best! She was friendly, courteous and very professional… I will recommend her to anyone that asks.

Jim Arnold






Chris has been a great agent over the last few years. Highly recommend Champagne Agency.

Linda Kaminski






Chris was very professional.
Chris was also very friendly.
Chris did not stop until I had the coverage I was looking for.I would recommend Chris to my friends and family.

Brenda Martinelli






Deb was such an incredible help with making it an easy process. I truly appreciate them greatly

Imissyou Barr






Celeste is so helpful and sweet! She saved me HUNDREDS of dollars on my insurance. She doesn't miss a thing and her follow through is five stars. I highly recommend her!

Celina Addelia






Chris did an amazing job with Home and Auto.

John Price






Celeste is Awesome!

A Justice






Shah has been amazing dealing with our multi vehicle account and home during a crazy transition of a grown child moving homes, an accident claim and a new lease all at once. She’s fantastic and professional and patient! Thank you, Shah ☺️

Veronica Rhinehart






Celeste is always a great help.

Brent Frey






Celest has made my insurance needs so easy to handle since I joined Champagne’s group last Spring. Thank you 😊

Annette Lester






Chris is always helpful finding the best insurance for us nice to do business with a professional

Allen Glover






I have been with Champagne for 10 years, they are an amazing company. They take care of all my insurance needs. Celeste does all the leg work, phone calls including accident and glass claims. I've recommended them to friends and family.

Amanda Strochine






We are so happy making the switch to Champagne Agency. We were with another agency for 10-15 years and with young drivers we needed more flexibility with different insurance companies. Chris saved us a ton of money on our auto policies. We moved everything over to them and highly recommend them!

T H






Shannon is a excellent agent ,helped me find everything I needed for my bundle package.

Christine Blalock






I had a decent size claim last year which was going to increase my rate significantly if i stayed with the same provider. Shannon did a fantastic job alerting me in time to address this and by researching alternatives working to improve my rate while maintaining coverage.

kmo612






Shannon is awesome!

Tim branson






I want to thank Sharon for saving me money on my policy this year. I highly recommend Shannon.

Steven Allen






Chris is the BEST!!! He does the yearly shopping for rates that is best for you. He is never bothered by a phone call and If he doesn't have the answer he will get it!!! Always on top of things and wishes happiness to all holidays. His staff is also top notch !!!

Debra Hass






Best insurance group ever! They make me feel like family. Chris (or one of the assistants) are very accessible by phone, text or email. They always keep me up to date and really want the best coverage at the best price! I have referred several family members there-who are also very happy!

Carol Parent






I recommend champagne agency, I’ve been a Customer for 5+ years they actively getting me good deals! 👍🏻

Yann Ferrari






Celeste at Champagne Agency got us great deals on both home and car insurance. She's super responsive, explained everything clearly, and saved us a bundle. Five stars!

Brighton Means






10/10!! Deborah always goes above and beyond to make sure we get the best prices! Her communication is impeccable!

Lisa Marie






I just joined the Champagne Insurance agency and got my auto and renter’s insurance taken care super easy thanks to Debra and her awesome service. I wholeheartedly recommend Champagne Insurance for anyone needing insurance.
Plus, and this is a huge plus for me, Champagne Insurance are staunch supporters of children’s and Veterans charities.
Thank you Debra, I really appreciate you.

Scotland Sword






I just recently got switched to champion and so far everything Is going smoothly. I have not had any issues.
In the person I spoke with Kayla was very kind

Melissa Cox






Always watching out for me

Steve Underwood






I have had such a great experience with Champagne Agency! Chris has helped me save money on both my car and home insurance and took care of everything so easily. Everyone there is super friendly and knowledgeable. I’m really happy with the service and highly recommend them to anyone looking for great insurance deals! I will continue to refer family and friends to them.

Luisa Conrique






I am new to the Champagne Agency, and Kayla welcomed me warmly! She went over my policy and helped me with all my questions. I am happy to be part of this team!!

jjkoehn






I switched to Champagne Agency a few years ago after Chris gave us a quote, which saved us about $1,000 a year. Great company and staff all around. Everyone I have dealt with has always been friendly and helpful.

Nathan Pew






I have been working with Shannon since 2020. She goes ABOVE and BEYOND. She has always found the perfect prices and the perfect match for me with my car insurance and home insurance. Highly recommend!

Shannon Davidson, CPSS, CPRC






Champagne agency is great to work with. Larry is very helpful. Thank you!

Rachelle Barnhart






The Champaign Group is phenomenal. My representative, Celeste, is very patient and understanding. She made sure I got the best deal. I am very pleased and have referred a few friends.

Gayle Dunson






I am thrilled to mention that Larry has been more than exceptional in handling all of our questions and concerns with our progressive policy. The amount of time he has dedicated to answering our questions and helping us understand our policy truly shows his commitment to great customer service, we are grateful!

Marie Anderson






Larry Spears from Champagne insurance checked all my policies to get the best price. I really appreciate that. John Roush

Whit Roush






Chris was very getting me a more affordable insurance quote, very professional, and is good about getting back with me if I have questions.

David Killingsworth






Deborah has been so helpful since I switched insurance companies. She is very professional and is always available if I have a question or concern. I would recommend her to my friends and family.
The Champagne Agency is lucky to have someone like her as a part of their team.
Thank you Deborah! You are greatly appreciated!

Andrea Ventimiglia






Good job Deborah Steffey❤️

Deb Lewis






Working with Larry on various issues has been outstanding! I've had good agents before, but Larry is beyond good! He's the top of the top!! There hasn't been an issue Larry hasn't worked out with us, and his honesty is the best. Treats us like family. A rarity these days. If you want honest, sincere and quick responses, Larry is your man! If it's not a good choice, he'll tell you and steer you down the right path. Thank you Larry for being THE BEST!

kathy chatterton






Deborah Steffey is an excellent agent, she is very personable and works hard to get the best insurance coverage for your needs.

Lisa Stuart






Had a great experience and a helpful assist from Shannon at champagne insurance agency.

Gerard






Chris has provided the best customer service! He has been top notch in handling claims, answering questions, and seeking out best pricing for all of my policies. Very pleased with Champagne Agency.

Angelyn Maxon






Excellent searvice with Celeste

Gregory Kind






Have been with this agency for years, Keith was always on top of things and did all the work so I didnt have to stress. This year when it was time to renew Celeste was able to help me and did an amazing job following up through calls, text, and email because I am extremely hard to reach and was able to handle it all without issue. It is truly appreciated

Alana Ayala






The owner and the agents here are very helpful & friendly, especially Celeste! She works hard to get me every discount she can!

Girlicat






Chelsea Ray is incredible to work with- friendly, easy, and very responsive. Chelsea Ray is great with communication and is always available to answer questions. I would highly recommend her!

Sam Lamb
REVIEWS
Those who
tried us
said...













.png)

















