For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.
.png)
TEAM
Serious
credentials.
Friendly
approach.
At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.
Tamara Champagne
AGENCY OWNER
COMMUNITY
Spreading
bubbly
hope.
let's do it
together
Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.
Always very efficient, and nice to talk to, always acts in my best interest.
.png)
Phil Mac Tailspin
Champagne Agency shopped around and found me a huge savings in home and auto insurance. They are very good with communication and follow up. I recommend you give Chris a call!
A Pew
Being seniors, I’d rather talk to people on the phone and have them help me. And sure enough they were willing to walk us through everything! Thanks again
Terry Leone
I recently switched to Champagne Agency and Chris is my new agent and I couldn't be happier. He is knowledgeable, responsive, and truly takes the time to explain coverage options in a way that make sense. Chris made the entire process smooth and stress free. It is clear Chris genuinely cares about his clients and finding the best coverage tailored to them. He answered all my questions and helped me feel confident in my coverage. I highly recommend Champagne Insurance agency and ask for Chris!
Gjyste Ivanaj
Shannon is extremely helpful in every aspect of the process. Happy to hop on a call and discuss whatever details as long as you need. An amazing resource for us as a family and having someone on your side that has your best interests in mind is amazing.
Andrew Rinke
I be been with the Champaign Agency for years. I've worked a long time with Deb and now Chelsea as well as others. They always try to keep me notified of changes and discounts. Their professionalism and caring keeps me staying. Thanks everyone for the good work. Sincerely, Rick Morgan.
Rick Morgan
Recommended by a co-worker and so glad I called. Celeste is awesome!
Tracey
Emily was very helpful and friendly and answered all my questions
Amy Rande
Good trusting assurance at these guys for a long time they’re really good really patience and really hear you out.
thomas schilling
Chris has always been there to answer any questions. Always gets back to ya fast! Professional and real! 10/10
Branden Gelineau
Chris has been an exceptional agent. He goes out of his way to accommodate me. I will never have another insurance agent
Lori Curtis
Chris said Champagne agency has done an amazing job giving me the best deals for me and my family looking for insurance. Champagne is the place for you.
Amy jezylo
Thank you Chris for your hard work with getting my policy.
Ashley P
I can’t say enough great things about Champagne Agency (huge shoutout to Chelsea Ray & Tamara). From start to finish, they and their team have been professional, responsive, and genuinely caring! Any time my husband and I have had a question or needed assistance, they’ve handled it quickly and thoroughly - while explaining EVERYTHING and having a genuine relationship. It’s such a relief knowing I’m working with people I can truly trust. 10/10 recommend them and the entire staff! Thank you again, ladies!
Arianna Hargreaves
I was told my policy had went up due to my own fault that is, but Shannon made the bad news less bad with her great listening and service!
Jessica Williams
Great company, always courteous and professional.
Jerri Eagle
I've been working with Champagne Agency and Chris for many years and have always had great service, the best prices, and support with anything I need!
Lynn Cerasuolo
Verry nice person got things done quick
Christa Blevins (Ms daisy)
Chelsea was very helpful, she walked through everything and explained the plans and policy very thoroughly!
Blitzø
Emily gave me one of the most pleasant calls to update me on my upcoming insurance renewal, she was very helpful and informative and really appreciated the call and receiving my info by email 🌞🌞🌞🌞🌞
Anthony Davenport
I’ve been working with Shannon at Champagne Agency for a few years now, and I couldn’t recommend her more. She is always quick to answer every question I have, no matter how small, and she takes the time to explain my policies in a way that actually makes sense. Shannon consistently goes above and beyond to find me the best deals while making sure I have the right coverage. Her knowledge, responsiveness, and dedication make the entire process easy and stress-free. Truly top-notch service!
Christina Arias
U& your team are awesome people thank you for your support have a good day be safe always God bless you always 💗💗💗💗💗
Vincent DiGuiseppe
Thank you for your great customer service
Isaac Minelli
I appreciate Kris doing all he could to get me tge best monthly rate! Thank you kris
A Smith
Lisa was great working with she did a great job explaining everything to me. Larry did a great job also helping to Lisa and I.
Suzanne Avery
I've been a client of Shannons for quite a few years now. She is always looking to get me a better rate for all my policies. She is an absolute pleasure to deal with! Thank you Shannon
Russell Loughley
Chris was so incredibly helpful finding me the best options for my circumstances! He couldn’t have made my experience easier, a pleasure to work with!!!
morgan scott
I will always use Champagne agency for all my insurance needs. I recommend talking to Chelsea. She is helpful and will get you the right deal.
Kayla Williamson
👍 love this agency they treat you like family
1getto Joe
Lisa Jackett and Emily are so helpful and thorough at the Champagne agency.
I highly recommend them.
Katy Eckel
Love the Champagne agency. Larry has been my agent for a long time, he is always available when I need him. Thanks for being awesome!
Chris Douglas
I have been with a champagne agency for I couldn’t even tell you how many years has been several several years and they are such a wonderful company. They are right there to take care of everything that I need where it comes to Claims, etc. my personal agent Larry is Always on top of things for me and if I call, he’s right there Johnny on the spot to take care of whatever I need at that moment I could not ask for a better Car Insurance company to deal with like I said I’ve been with them many years and I am very grateful to have them as my insurance company. Thank you for always being there for us.
Sharon Schmitt
Chris was very professional and a pleasure to work with. I would highly recommend Chris and the Champagne Agency for your insurance needs.
Patti Holcomb
chelsea helped me save my progressive policy! Thank you!!!
Cass
You guys are amazing!! CHRIS is one of the best people I have worked with! He really knows what he is doing and is so fast, efficient he has made me experiences there great! I would highly recommend your agency to everyone, in fact I already have! Thank you CHRIS😊Plus I love the phone calls when your calling to let me know my insurance has went down!!!😊😊😊
Colleen Subyak
Deborah Steffey made the process so easy and stress free! Make sure to ask for her for all your coverage needs. She is absolutely awesome! Thank you again!
Reiss Varady
Dani, you are so awesome! You were the only person I had to speak with to get all the information I needed. I didn't have to be transferred from one person to another.
Karen Strugs
Celeste is very helpful and always 'shops' my policies to the different insurance vendors to find the lowest premiums. Saved me a considerable amount on both my auto and homeowner's insurance. Highly recommend.
John Cross
Chelsea was great to work with
Tammy Rye
Deb and shah were both great as always to deal with best ins company around the communication is great and my tays went down for a change which is great. Highly recommend champagne agency
Tammy Woods
Chris always goes to bat for his clients. I needed to compare the costs for my two cats and he got the info back quickly and explained the differences between full coverage, partial coverage and storage. Great company!
Diane Carew
I am comfortable and satisfied, with the Champagne agency. I love Team Deb, they take care of business.
Shah, was right on top of things and found me a discounted policy, saving me 74.00 a month. And that was without me asking, so why would I do business anywhere else.
Karen Ford
REVIEWS
Those who
tried us
said...