For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.
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TEAM
Serious
credentials.
Friendly
approach.
At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.
Tamara Champagne
AGENCY OWNER
COMMUNITY
Spreading
bubbly
hope.
let's do it
together
Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.
Chris has been an exceptional agent. He goes out of his way to accommodate me. I will never have another insurance agent
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Lori Curtis
Chris said Champagne agency has done an amazing job giving me the best deals for me and my family looking for insurance. Champagne is the place for you.
Amy jezylo
Thank you Chris for your hard work with getting my policy.
Ashley P
I can’t say enough great things about Champagne Agency (huge shoutout to Chelsea Ray & Tamara). From start to finish, they and their team have been professional, responsive, and genuinely caring! Any time my husband and I have had a question or needed assistance, they’ve handled it quickly and thoroughly - while explaining EVERYTHING and having a genuine relationship. It’s such a relief knowing I’m working with people I can truly trust. 10/10 recommend them and the entire staff! Thank you again, ladies!
Arianna Hargreaves
I was told my policy had went up due to my own fault that is, but Shannon made the bad news less bad with her great listening and service!
Jessica Williams
Chelsea was very helpful, she walked through everything and explained the plans and policy very thoroughly!
Blitzø
Thank you for your great customer service
Isaac Minelli
I appreciate Kris doing all he could to get me tge best monthly rate! Thank you kris
A Smith
Lisa was great working with she did a great job explaining everything to me. Larry did a great job also helping to Lisa and I.
Suzanne Avery
Celeste was very helpful and pleasant. Worked to get me the best rate.
Glen Caudill
We have been using the Champagne Agency for the last several years and have had the best experience with Chris! He is always is so communicative, professional and makes sure we are getting the best deal on our home and auto insurance. I would highly recommend Chris if you want someone to help find you the best deal on your insurance needs!
Cassie Seger
Deborah S was so helpful and so patient with helping me find insurance that was a perfect fit for me!
She Be Lexx
Chris is so helpful and ensures you get the best price possible.
Christina Ratliff
The champagne agency and Chris have been awesome! Have been with them for years. Wouldn’t trust anyone else!
charles callan
Great agency! Larry is patient and goes above and beyond to save you money.
J Styles
Larry has been handling our policies for years and always keeps in touch and makes sure we are getting the best rates.
Michelle gibson
Great customer care from Larry. Best support and prices in town! Fully recommended.
Jose Laporta
Wonderful service..so glad I found them. Can always count on this agency to help me find the best deal for me and my family.
Sarah Kendrick
I’ve had a great experience with Champagne Agency for both my auto and home insurance. They regularly shop multiple companies to make sure I’m getting the best rate, and they always take the time to explain coverage clearly. Anytime I have a question, they’re quick to respond and very helpful. Highly recommend.
Jeremy McGaffey
Chris has been amazing with finding us the best home and auto insurance. I recommend him and everyone at the Champagne agency.
John Richardson
Ms. Shannon was great to work with and helped me find the best quote
e j
I like this office.chelsea was easy to work without any hassle.we joke in laugh.the girls are great . I think they're a great staff .very polite. and friendly. great people to help with everything. that's why I stay with this company because of the people that work at this office I can call Chelsea a call me back you know I always can depend on these guys if something new comes up Chelsea I'll call me and let me know just keep these girls here cuz I tell everybody to go to this office because of them. so I hope you stay there for years to come Chelsea
yvette martinez
👍 love this agency they treat you like family
1getto Joe
Lisa Jackett and Emily are so helpful and thorough at the Champagne agency.
I highly recommend them.
Katy Eckel
Just renewed again with Champagne. Quick and painless! Always great service working with Larry!
Jenny Kemp
Shah was extremely helpful! Best prices :)
Audrey Farnsworth
chelsea helped me save my progressive policy! Thank you!!!
Cass
Chelsea was very friendly and got me what I wanted. Thank you
Tammi
Chris Widenhofer was incredibly helpful with changes in our insurance and after our garage fire. He has continued to be a huge asset to the changes in our life. He's not pushy and genuinely cares about our needs. Highly recommended!
Renee Bourgeois
The whole team especially Deborah are the best . Save me money and so kind.
Diana Postal
You guys are amazing!! CHRIS is one of the best people I have worked with! He really knows what he is doing and is so fast, efficient he has made me experiences there great! I would highly recommend your agency to everyone, in fact I already have! Thank you CHRIS😊Plus I love the phone calls when your calling to let me know my insurance has went down!!!😊😊😊
Colleen Subyak
The DEB's TEAM has given me great service on my Insurance needs and keeps me informed on new developments.
John Salamon
Dani, you are so awesome! You were the only person I had to speak with to get all the information I needed. I didn't have to be transferred from one person to another.
Karen Strugs
I would just like to take a moment, and recognize my awesome insurance lady Deborah and her team, for the outstanding job they do, and all the help they have given me, through the years, they go above, and beyond, to fix my problems, and make sure I have the best and most affordable policies available.. I can't thank them enough.. ❤️I recommend them for any Insurance needs.
Veronica Oskarik
I own a party rental business and Celeste was very helpful with helping me get my insurance figured out for my business. 5 stars from me. I'd definitely recommend her!
thomas nantz
Chelsea was great to work with
Tammy Rye
DEB'S TEAM is the BEST, Shah does a great job
Steve Spurlock
Deborah and Taylor are AMAZING!! I am a young adult and she made my quote cheaper than what I was paying. At my age, the savings makes a huge difference. She is easy to communicate with and she makes sure to gets the best rate for you.
edit: it’s been a couple years with them. THEY ARE STILL AMAZING! I recommend the entire agency. I’ve had different people work with my policy and they’ve all been great(:
Nyah M (BUNNYnotFUNNY)
Chris is the best agent I have ever had. He always takes the time to answer my questions, responds quickly, and takes it upon himself to review our policies at renewal time to make sure we are getting the best price. Truly appreciate him and Champagne Agency
Ann Helms
Chris always goes to bat for his clients. I needed to compare the costs for my two cats and he got the info back quickly and explained the differences between full coverage, partial coverage and storage. Great company!
Diane Carew
I am comfortable and satisfied, with the Champagne agency. I love Team Deb, they take care of business.
Shah, was right on top of things and found me a discounted policy, saving me 74.00 a month. And that was without me asking, so why would I do business anywhere else.
Karen Ford
REVIEWS
Those who
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