For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.


TEAM
Serious
credentials.
Friendly
approach.

At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.



COMMUNITY
Spreading
bubbly
hope.

let's do it

together

Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.







I like this office Debbie was easy to work without color all the time make the girls laugh. I think they're a great staff very polite and friendly great people to help with everything

yvette martinez






My parents just renewed their insurance through Champagne Agency with Celeste and it was a great experience!

Paige Koziol






The champagne agency is the best they are always there when you need them and they go way over to help.

Mary Carrion






Celeste has been absolutely amazing since we discovered the Champagne Agency a little over a year ago! She has been super insightful and proactive with getting us the best insurance rates possible. She has gone above and beyond to address all concerns and questions we may have had during the 1st year as owners of our new home not to mention she helped save us tons of money on our auto policy. Thank you for your deligince and excellent customer service.

Victoria Singleton






I am a client of Larry’s and he has been amazing! He has always gotten me the best rates out there for my home and auto insurance. Thank you Larry for all you do!

Alanna Masters






Deborah is great to work with and is over the top trying to find you the best rates. Thank you

Lance Mullins






Champagne Agency has been incredible!
I am beyond grateful for my Agent Larry—his professionalism, guidance, and dedication made the entire experience flawless.
Larry went above and beyond to make sure everything was handled with care and attention to detail. I couldn’t have asked for a better agent. Thank you, Champagne Agency, and especially Larry, for outstanding service each amd EVERY time!

alyssa potter






Excellent experience for years with the Agency and Shannon!

Kevin Moss






Celeste works diligently to find you the best insurance rate thank you.

Mario Florenzano






They are the best Insurance
Company I have ever had. They stay in touch and try to save you money. Shah is great to work with!

Rosemary Mayville






Celeste has been amazing! The entire office is great. They are prompt and informative. They get me the best deal on my car insurance and homeowners insurance.

amanda doyle






Deborah Steffey goes above and beyond for her clients! Business policies and adjustments can take time and cause confusion often delaying the business' needs, however not with Deborah. She responded to our call immediately, understood the request making the needed adjustments quickly. Thank you Deborah and the Champagne Agency!

Megan Troutt






Chris was Great fast and answered all my questions happy to insure with this company! Thank you

Tiffany Amber






Everyone on Chris’s team is great and worked diligently to make sure that I had everything I needed. Thanks

Gary Pounders






always prompt and looking out for best deals 👍
chris is easy to work with.
would highly recommend

robert schneider






I had a wonderful experience buying car insurance through this agency. Chris made the process very simple and easy to understand and also got me a great deal! Thank you for simplifying this sometimes very confusing matter! Would highly recommend!

Kevin Thomas (Gasstationinnovi)






Celeste was the best got me the rates I needed in a quick and orderly fashion

Carlos Jones






I had a problem paying for my AAA insurance and i called in and chelsea took care of it right away. Good service!

Erjon Vuktilaj






I just renewed my policy with Chris. Chris has continued to give me the best rate that works for me. Along with excellent costumer service.

Brittany Rodriguez






As foreigner you are not familiar with local regulations and potential impacts based on your Choice of insurance. Larry from champagne guided me nicely and with Patience throught all the Implications of my car insurance. Well Done!

Volker Koblitz






Chelsea at the Champagne Agency was very patient with my distracted life. She took the time to answer my questions, and get me the appropriate insurance based on my family dynamics. Thank you! Sincerely Yvette F Wright Realtor

Yvette Wright






Deborah is AMAZING she was recommended to me by a former coworker in 2018 and every 6 months my premium goes DOWN. The first year it went down by 1/3 of what we were paying before. She and the staff are amazing at answering my questions and were so helpful when my husband passed (feb 2025) without any of the pity I was getting from everywhere else. I will always recommend them.

Shawyn Shankin






Deborah was an amazing help. Helped me keep my lower rate and helped me plan out my next potential policy

Reed Czinski






This review is a little late, as I haven't been well.
I've been dealing with Larry Spears a long time.(many years).
He's always taken good care of our us & poilcies!!!!
No complaints.

cynthia sequine






Celeste is the best! She was friendly, courteous and very professional… I will recommend her to anyone that asks.

Jim Arnold






Chris has been a great agent over the last few years. Highly recommend Champagne Agency.

Linda Kaminski






Chris was very professional.
Chris was also very friendly.
Chris did not stop until I had the coverage I was looking for.I would recommend Chris to my friends and family.

Brenda Martinelli






Deb was such an incredible help with making it an easy process. I truly appreciate them greatly

Imissyou Barr






Celeste is so helpful and sweet! She saved me HUNDREDS of dollars on my insurance. She doesn't miss a thing and her follow through is five stars. I highly recommend her!

Celina Addelia






Chris is the BEST!!! He does the yearly shopping for rates that is best for you. He is never bothered by a phone call and If he doesn't have the answer he will get it!!! Always on top of things and wishes happiness to all holidays. His staff is also top notch !!!

Debra Hass






Celeste is the best. She is very knowledgeable and caring.

Regenia Slye






Debbie is amazing! I recommend her!

Suzette Chartrand






I have been overly happy with the service I receive from the champagne agency. Always kind very helpful & always available for questions. I highly recommend if you’re looking for any insurance services. Celeste is very understanding & resourceful always looking for the best deals possible. I’m happy to say I’ve been a proud member for 3 years & counting. Very satisfied!

Joseph Mclendon






I was worried about an insurance issue this morning and Shah from champagne agency put my mind at rest, she made it a very pleasant experience, thank you so much!

Shirley Street






Deborah has been so helpful since I switched insurance companies. She is very professional and is always available if I have a question or concern. I would recommend her to my friends and family.
The Champagne Agency is lucky to have someone like her as a part of their team.
Thank you Deborah! You are greatly appreciated!

Andrea Ventimiglia






I was referred to Champagne Agency LLC (a great insurance agency here in Michigan) for homeowner's insurance by my outstanding real estate buyer agents, Tyrone and Kristel Powell of The Powell Advantage Team, and I am quite glad I was. I met Chris Widenhofer, who's become my insurance agent, and he provided me with the best policy at the best price after comparing numerous quotes. He is both professional and enjoyable to converse with, and he built a policy considerate of specific details regarding my property. Emily at Champagne Agency, whom I spoke with over the phone several times, is very kind and professional as well. I highly recommend all parties mentioned here in my review

John M. Lake






Good job shah

Deb Lewis






Celeste, is really easy to work with and helped find the best fit for truck insurance and rental insurance, and really saved me some money

bob hodge






Working with Larry on various issues has been outstanding! I've had good agents before, but Larry is beyond good! He's the top of the top!! There hasn't been an issue Larry hasn't worked out with us, and his honesty is the best. Treats us like family. A rarity these days. If you want honest, sincere and quick responses, Larry is your man! If it's not a good choice, he'll tell you and steer you down the right path. Thank you Larry for being THE BEST!

kathy chatterton






Deborah Steffey is an excellent agent, she is very personable and works hard to get the best insurance coverage for your needs.

Lisa Stuart






Chris is the best. He doesn't wait till the last minute to help save me money every year. Fast and efficent. Saved on houses and cars. Thank you very much. THEY ALSO DO EVERY INSURANCE POLICY. HEALTH INCLUDING MEDICARE, CAR, HOUSE, BOAT CHECK THEM OUT GREAT COMPANY.

Cathy Woycik






Excellent searvice with Celeste

Gregory Kind






Chris and his team are awesome! They are always looking out for your best interest!

Michele S






Have been with this agency for years, Keith was always on top of things and did all the work so I didnt have to stress. This year when it was time to renew Celeste was able to help me and did an amazing job following up through calls, text, and email because I am extremely hard to reach and was able to handle it all without issue. It is truly appreciated

Alana Ayala






Chris has been our go-to for years

Gary Gilbert






I have called EVERYWHERE and believe me when I say EVERYWHERE. A friend suggested Champaigne, best call I could make!!! Not only was Chris able to get me great auto coverage, but saved me a huge amount also on my homeowners. Chris handled EVERYTHING within a couple hours, not days. The transition from one carrier to the other was seamless and painless, THANKS to Chris and the staff at Champaigne. I couldn’t be happier!!!!

Cynthia McLain






I highly recommend this insurance company! !! Fast and reliable! Chris is a big reason I have been using them for years !!!

Mike Simms






Chelsea Ray is incredible to work with- friendly, easy, and very responsive. Chelsea Ray is great with communication and is always available to answer questions. I would highly recommend her!

Sam Lamb
REVIEWS
Those who
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